"Only a fraction of those in need file for bankruptcy"
- Christine Dugas, USA TODAY
Due to the recession and the real estate market, bankruptcy filings are nearing the record which had been set in 2005, prior to the new law taking effect. The changes in the bankruptcy laws were aimed at curbing a perceived abuse of the system.
Instead, there is growing concern that a growing number of Americans who may need bankruptcy protection are not receiving its benefits or simply cannot afford to file. At Belsky Caso, P.A., we look at your total financial situation and help tailor a solution for your needs.
Instead, there is growing concern that a growing number of Americans who may need bankruptcy protection are not receiving its benefits or simply cannot afford to file. At Belsky Caso, P.A., we look at your total financial situation and help tailor a solution for your needs.
Bankruptcy
Filing for bankruptcy protection is never an easy decision. Often, it comes after a job loss, medical problems, or a family crisis, such as a divorce or a death. At Belsky Caso, P.A. We help individuals and small business owners decide if bankruptcy is the right choice for them.
When debt becomes overbearing, we can help you deal with the threats of
foreclosure, repossession, garnished wages and lawsuites.
foreclosure, repossession, garnished wages and lawsuites.
If you are facing financial challenges that seem overwhelming, it is important to understand that you are not alone. You are unique. Every situation is different and that is why we tailor our practice to fit your needs. A bankruptcy filing is a very serious decision and one that should not be taken lightly. At Belsky Caso, P.A. we ensure that when you are ready to make a choice, you have been informed of all the options that are available to you. If there is a solution for you that does not include bankruptcy, we provide other services that may be of service to you, such as debt negotiation and/or debt settlement. Our law firm was built on the driving principle of helping people get out from under suffocating debt and creditor harassment.
If bankruptcy is your best option, we walk you through every step of your Chapter 7 or Chapter 13 case. Bankruptcy laws are designed to afford debtors with protection from their creditors. Once you have retained us, we make every effort at our disposal to ensure that the calls stop. After the bankruptcy is finalized, we offer our clients the tools they need to move forward with their financial future. Our bankruptcy FAQs will help you get started by understanding more about your situation, or you can contact us any time to discuss your situation with a lawyer.
Topics to understand:
As members of various professional organizations, including the National Association of Consumer Bankruptcy Attorneys, the lawyers at Belsky Caso, P.A., keep up with the frequent changes in the law.
- The Means Test: Determines your eligibility to file for consumer bankruptcy for non-business related debts.
- Chapter 7 Bankruptcy: Allows you to liquidate your debts and receive a fresh start.
- Chapter 13 Bankruptcy: Establishes a re-payment plan for your debt over a 3 or 5 year period.
- Foreclosure Defense: Asserts your legal rights and defenses so that the lender has to fully prove their case.
As members of various professional organizations, including the National Association of Consumer Bankruptcy Attorneys, the lawyers at Belsky Caso, P.A., keep up with the frequent changes in the law.
